A debt situation handled early, with structured legal guidance, keeps more options open than one addressed once pressure has already built. We help individuals and businesses regain a deliberate process rather than a reactive scramble.
A debt situation, left unaddressed, tends to feel like it's happening to a person rather than something they're actively managing. We help individuals and businesses regain a deliberate process — understanding what options genuinely exist, and negotiating from a position of structure rather than pressure.
Scope includes: Debt negotiation and settlement · creditor communications · structured repayment planning
Who this is for
Individuals and businesses managing debt they can't clear on the original terms, or that need a structured way to negotiate with creditors.
Typical situations
- Negotiating a settlement with a creditor
- Communicating with creditors on your behalf
- Working out a structured repayment plan
What the engagement is designed to produce
The decision
A debtor or creditor needs to move from pressure and fragmented communication to a structured settlement or recovery position.
The work
Gallant reviews the documents, amounts, parties, deadlines and realistic negotiation options, then defines the communication and settlement route.
The outputs
- A documented position and available options
- A creditor or debtor communication plan
- Draft settlement or repayment terms where included in scope
The intended result
The client can negotiate from a clear position with an agreed process, written terms and known next steps.
Book with a short timeline, the latest statements or demands and the outcome you are trying to reach.
Experience connected to this service
These are experience credentials, not promises of a particular result. Every instruction is assessed on its own facts, law and scope.
Senior dispute and advisory experience
Susan brings more than 15 years of experience spanning dispute resolution, risk management, commercial law and strategic legal advisory.
Relevant to private matters where calm judgment, confidentiality and a deliberate process are essential.
Talk to Gallant before you make the decision
Not only after something goes wrong. If this touches your situation, we're glad to talk it through.